As low as… APR
 
New Vehicles 2.25% - 3.25%
Used Vehicles 3.5%
Unsecured 10%
 
View All Rates

Rates

Rates

Effective as of: August, 2016
New/Program Autos
Below $20,0002.25%60 months
Above $20,0002.75%72 months
Above $30,0003.25% 84 months
 
Used Autos
3.5%1-3 year old models- 60 months
4-6 year old models- 48 months
Over 6 year old- 36 months
 
Other
Unsecured Loans10%up to $3,000 up to 36 months
Share Secured Loans2% above dividend rate 60- 180 months (based upon amount)
Motorcyclesrates/terms same as autos
Farm Equipmentrates/terms same as autos
Appliances/Furniture/Computers5%24 months
Lawnmowers/misc5.5%60 months
Recreational (new)5%60-120 months (based upon amount)
Recreational (used)6%48-72 months (based upon amount)
Home Equity1% above prime rate
 
Savings0.20%
Christmas accounts0.15%
 
Credit Worthiness is determined by:
*Review of credit history with credit union;
*Review of credit history through Transunion;
*Completion of 45% debt to income ratio, based on gross monthly income;
*Verification of six months of employment in same field or income from retirement, disability, or social security.