As low as… APR
New Vehicles 2.25% - 3.25%
Used Vehicles 3.5%
Unsecured 10%
View All Rates

Who is eligible to join?

If you are an employee of one the school systems listed below, you and your family members, who presently live in your household, are eligible to join. Retirees of the same school systems are also eligible to join.

Field of Membership:

  • Andalusia City Schools
  • Covington County Schools
  • Opp City Schools
  • LBWCC- Andalusia/Opp

To become a member you must open a share savings account of a minimum of $5.00. $25.00 is required to maintain a membership and must be achieved within six months of joining. We charge a onetime membership fee of $.25.

Two forms of identification are required to open an account.

*Social Security Card
*Picture ID
If under 18 years of age and do not have a license/permit, we require a birth certificate.

Once you become a member, you are a member for life. Changing jobs, relocating, or retiring
does not cancel your membership.